C645
Located in Valencia, CA
Pay: $30.00 - 35.00
Job Full Description
REAL ESTATE LOAN PROCESSOR SR. NEEDED ASAP!
CALL MARIA AT 661-775-2570
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Consistently delivers service to delight all parties.
- Processes all residential real estate loan types including Purchase, Refinance, and Home Equity transactions.
- Analyzes member’s income, including but not limited to, Individual Federal Income Tax Returns (all schedules); Rental Income; Alimony/Child Support; Retirement Income, etc.
- Prepares preliminary analysis of Self-Employed members, including by not limited to Corporate Tax Return and Partnership Returns.
- Analyzes preliminary title policy report to underwriting guidelines. Works with Title and Escrow Company and assist member with clearing clouds on title.
- Demonstrates ability to analyze comparable selection, net/gross adjustments, appraiser comments, etc.
- Reviews credit reports and analyzes credit history in accordance with underwriting guidelines.
- Prepares Final Closing Documents and coordinates signing with Escrow Company.
- Maintains weekly status updates to members and document conversation, and consistently documents progress of each loan.
- Assists members with information as to the status of pending loans and with problems, questions, required documentation.
- Ensures that all loans are processed accurately and are properly documented, and that loan policy and procedure, services and products meet federal and state regulations as well as investor and post closing Loan Quality Analyst requirements.
- Analyzes loan applications based on applicable Fannie Mae, Private Mortgage Insurance, other investor, credit and property guidelines and program profiles.
- Advises members via written and verbal communication of final loan approval; requests and obtains any prior to document conditions.
- Maintains orderly files on each account with attention to complete and accurate detailing of progress and correspondence.
- Demonstrates working knowledge of Fannie Mae DU, Prime Alliance, and Symitar systems.
- Assists in the department’s goal to close loans within assigned number of days of application.
- Accurately inputs all required information for HMDA.
- Prepares file for underwriting and/or policy exception when necessary.
- Explores options for denied and/or marginal loans with Loan Officer / Underwriter / Manager.
- Other duties as assigned
Knowledge, Skills & Ability
- A thorough knowledge of the laws and fundamentals of real estate lending (1st, 2nd & HELOC’S) as well as:
- Superior oral & written communication skills
- Ability to multi-task and work in a fast-paced, goal-driven environment
- Ability to obtain NMLS License within 3 months of hire
- Exceptional customer service skills & a desire to deliver service that delights
- Working knowledge of the Microsoft suite of office products
- Ability to learn new skills quickly and implement effectively
- Proven ability to gather and analyze data
- Experience using Symitar, DU, and Prime Alliance a plus.
- Use existing tools/processes to solve tasks/issues assigned to them. CORPORATE VALUES
- Demonstrate Humility in all interactions and remember to leave one’s ego at the door when one arrives to work.
Qualified applicants with arrest or conviction records will be considered for employment following the law. Including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
Santa Clarita, CA
2868
28159 Avenue Stanford
Suite 110
Santa Clarita, CA 91355
Apply Now Email Us